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Union Savings Bank Serving Ohio, Kentucky & Indiana Since 1904
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Checking Accounts

Free Checking
  • No Minimum Balance
  • No Monthly Fees
  • No Per Item Fees
  • Visa Check Card/Debit Card Available
  • Non-Interest Bearing
  • First Box of Checks Free
  • Free Travelers Cheques

NOW Checking

  • $300.00 Minimum Balance
  • A fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $300.00 any day during the monthly cycle. A per item fee of $.25 will also be imposed for each check that clears during the below minimum period
  • Earns interest with minimum balance of $300.00
  • VISA check card/ debit card available
  • First box of checks free
  • Free Travelers Cheques

Advantage Checking ($50.00 Cash Bonus)*

  • No Minimum Balance
  • Unlimited check writing privileges with no per check fee and FREE personalized checks
  • Earns interest with no minimum balance
  • VISA check card/debit card available
  • FREE travelers checks, cashiers checks, money orders and notary services
  • "Easy Pay" for mortgage loan payments

    *Participation in our automatic mortgage "Easy Pay" program for a minimum of 24 months is required in order to qualify for the cash bonus and other Advantage Checking benefits. Annual Percentage Yield of .15% accurate as of 9/30/13. Fees could reduce earnings on this account. The rate may change after the account is opened.

Senior Checking (age 55 and over)

  • No Minimum Balance
  • Free Checks for Life of the Account
  • No Monthly Fees
  • No Per Item Fee
  • Earns Interest with Balance Over $300.00
  • Free Travelers Cheques
  • Visa Check Card/Debit Card Available

Business Checking

  • $300.00 Minimum Balance
  • A fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $300.00 any day during the monthly cycle. A per item fee of $.25 will also be imposed for each check that clears during the below minimum period.
  • Earns Interest if Eligible
  • Free Travelers Cheques


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